The Real Cost of Living in Parrish, FL (2025 Guide)

Thinking about moving to Parrish and wondering how far your dollar will go? You’re in the right place. In this guide, we’re breaking down the cost of living in Parrish, FL. We’re talking housing, groceries, utilities, schools, and even those sneaky little expenses no one tells you about. My goal? Help you budget smart, skip the surprises, and figure out if Parrish fits your lifestyle (and your wallet).

Housing Cost in Parrish, Florida

When people ask about the cost of living in Parrish, FL, the first thing we need to talk about is housing. Whether you’re buying or renting, housing will likely be your biggest monthly expense, so here’s what to expect in 2025.

Single-family homes:

Most homes in Parrish fall between $450,000 and $650,000, depending on the neighborhood, home size, and whether you’re buying new construction or a resale.

New construction homes:

Parrish is booming with brand-new communities, so if you’re interested in new construction, starting prices typically range from the high $300,000s to $500,000s. With upgrades and lot premiums, it’s easy to end up closer to $600,000 or more.

Townhomes and villas:

If you’re looking for something lower maintenance (and a little easier on the budget), townhomes and villas usually start in the $300,000 to $400,000 range.

Renting in Parrish:

If buying isn’t on your radar yet, renting is definitely an option. Expect to pay around $2,500 to $3,500 per month for a single-family rental, depending on the home’s size, features, and location.

Understanding housing costs is key when figuring out the true cost of living in Parrish, and the good news is — there are a lot of different options, whether you want something brand-new or something with a little more character

Ready to buy?  Search Homes for For Sale Parrish Here

Cost of Living in Parrish, FL: Property Taxes in Manatee County

When calculating the cost of living in Parrish, FL, it’s important to factor in property taxes, since they’ll be a key part of your ongoing homeownership costs. Parrish is part of Manatee County, and in 2025, property taxes here average around 1.0% to 1.2% of your home’s assessed value.

For example, if you purchase a home for $500,000, you can expect your annual property taxes to fall between $5,000 and $6,000. This is a typical range for the area, but your exact amount can vary slightly depending on the neighborhood, special districts, or additional fees tied to a specific community.

One way to help reduce your property tax bill — and lower your overall cost of living in Parrish — is by applying for Florida’s Homestead Exemption. This exemption can lower your taxable value by up to $50,000 and protect you from steep property tax increases over time. Thanks to the Save Our Homes cap, your assessed home value can only rise by a limited amount each year, which helps provide long-term savings.

HOA & CDD Fees in Parrish, FL

If you’re considering moving into one of the many master-planned communities in Parrish, it’s important to know about HOA (Homeowners Association) and CDD (Community Development District) fees, as they can add a significant amount to your monthly or yearly costs.

HOA Fees:

typically range from $50 to $150 per month, depending on the community. These fees cover things like neighborhood amenities (such as pools, parks, and fitness centers), common area maintenance, and general community upkeep. HOA fees help keep your neighborhood looking nice and functioning smoothly.

CDD Fees:

are a bit trickier. These fees can range from $1,500 to $3,000 per year, and are often rolled into your property tax bill. CDD fees go toward financing the infrastructure of newer developments, such as roads, utilities, and other community amenities.

Keep in mind that HOA and CDD fees can easily add $200 to $400 per month to your housing costs, so it’s a good idea to ask about these fees before you purchase a home in a community that has them.

If you’re interested in learning more about the specific CDD and HOA fees for each neighborhood, check out my New Construction Guide here. It covers everything you need to know about costs, communities, and what to expect when buying a new home in Parrish.

Utilities in Parrish, FL

When it comes to utilities in Parrish, Florida, the costs are fairly typical compared to other parts of the country. However, you’ll want to keep in mind the need for air conditioning year-round — something that’s a must in Florida’s hot climate.

Here’s a breakdown of what you can expect:

Electric:

Expect to pay between $175 and $300 per month, depending on your home’s size and energy efficiency. If your home is newer or has energy-efficient appliances, you might be on the lower end of that range.

Water & Sewer:

These usually run between $50 and $120 per month, depending on how much water you use. Many neighborhoods also have reclaimed water for irrigation, which can help lower your water bill by using recycled water for landscaping.

Internet & Cable:

Depending on the provider and package, you can expect to pay between $75 and $150 per month for internet and cable services. Prices can vary based on your preferred service and the speed or channels you choose.

Schools & Childcare in Parrish, FL

One of the best things about living in Parrish, Florida is the quality of education available for your kids. Here’s what you can expect when it comes to schools and childcare:

Public Schools:

The great news is that Manatee County public schools are highly rated, and there’s no tuition for attending. However, you’ll need to plan for things like school supplies, activity fees, and potentially aftercare programs, which can cost anywhere from $200 to $500 per year per child.

Private Schools:

If you’re looking at private options, tuition ranges from $7,000 to $15,000 per year, depending on the school. Private schools in the area offer smaller class sizes and specialized programs, so it can be a good option if you want more personalized attention for your child.

Daycare & Preschool:

For younger children, daycare and preschool services can range from $800 to $1,500 per month, depending on the child’s age and the type of program you choose. Some centers offer part-time options, which can lower the monthly cost.

Cost of Living in Parrish, FL: Groceries & Eating Out on a Family Budget

When it comes to groceries, the cost can vary depending on your family’s needs and preferences, but here’s a general idea of what you can expect:

Monthly Grocery Budget:

For a family of four in Parrish, you should plan to spend around $1,150 to $1,400 per month on groceries. This range can vary based on factors like dietary habits, whether you prefer organic or name-brand products, and where you shop. Costco, Walmart, and local grocery stores like Publix can all offer different price points, so your choice of store may impact your budget.

Transportation & Car Expenses in Parrish, FL

When it comes to getting around Parrish, having a car (or two) isn’t just helpful — it’s pretty much a must. Unfortunately, there’s no public transportation in town, so you’ll want to plan for some typical driving expenses:

Gas:

As of early 2025, gas prices in Florida hover around $2.98 to $3.80 per gallon, depending on market conditions and where you fill up.

Car Insurance:

Insurance costs can vary based on your vehicle, driving history, and coverage, but most people in Parrish pay between $150 and $300 per month per car. Car insurance is no cheap in these parts.

Maintenance:

Routine maintenance like oil changes, tires, and tune-ups generally run about $100 to $150 per month, averaged out over the year.

And here’s a fun Parrish bonus — golf carts! Especially in neighborhoods like North River Ranch, golf carts are super popular for zipping around. Just remember to charge it, buckle up,

Entertainment, Family Fun & Travel in Parrish, FL

When it comes to entertainment, this category is as big or as small as you want it to be. The good news? Florida is packed with free and low-cost family fun. You’ve got beaches, splash pads, nature trails, and state parks — all right here or just a short drive away.

Movie tickets cost around $12 per person

Family fun centers (think mini golf, arcades, trampoline parks) usually run $50 to $100 per visit for a family of four.

Of course, you can also go big, with season passes to Disney, Universal, or Busch Gardens just a couple of hours away.

And don’t forget about travel! One of the biggest perks of living in Florida is that you don’t have to go far to enjoy a getaway. A weekend at the beach is just a short drive, Orlando theme parks are about 2 to 2.5 hours away, and cruise ports in Tampa or Port Canaveral make hopping on a cruise easy.

A good rule of thumb is to budget around $2,500 to $4,000 per year for travel — that’s about $200 to $350 per month if you plan ahead.

Conclusion: Is Parrish, FL a Good Fit for Your Family?

So there you have it a full breakdown of what it really costs to live in Parrish, Florida. From housing and utilities to schools, entertainment, and even travel, now you’ve got a clear picture of what to budget for life in this growing, family-friendly community.

If you’re thinking about moving to Parrish and want some guidance on finding the right neighborhood, builder, or home that fits your lifestyle and budget, I’m here to help. Feel free to reach out anytime.

Amy Prumo

Amy Prumo is an Elite agent with extensive experience and deep local expertise, known for delivering outstanding results in the Parrish real estate market. Amy’s attention to detail, strong communication skills, and unwavering commitment to excellence have made her one of the most sought-after agents in the business. 

Thomas Carden

Thomas Carden brings a wealth of knowledge from his background in building, planning, zoning, and development. With over 20 certifications from the International Code Council, including Planner Review and Certified Building Official, he is a recognized expert in his field and an expert legal witness in construction.